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  • Writer's pictureFFM

100 Envelope Challenge Chart

Updated: Dec 2, 2023

Free printable envelope challenge chart for you to download and use!


I want to introduce you to a fantastic money-saving technique that has been making waves in the personal finance world – the Envelope Challenge! If you're looking for a fun and effective way to save money, this method might just be your new favorite method.


So, what exactly is the Envelope Challenge? Well, it's a simple concept that involves using physical envelopes to save money a bit at a time. If you don't want to use a physical envelope, you can also complete the challenge by gradually transferring these amount to your "savings" account. By doing so, you gain better control over your spending habits and can watch your savings grow.

100 envelope challenge chart

We created a template for you to take part in the viral envelope challenge to save $10,000.00. To work on the 100 envelope challenge chart and start saving money, download the template here. Then, you will cross out or fill in each envelope that you "complete". To complete the envelope, you need to save that amount of money either physically (in cash, in an envelope in your house) or in your bank account (transfer that amount to your "savings" account).


After you've completed all of the envelopes, you will reach your goal of saving $10,000.00. Imagine what you will be able to do with that! This challenge is all about learning and improving as you go. It might take time to complete each of these envelope amounts, but you can do it as you find more ways to save over time. The Envelope Challenge is a fantastic way to take control of your finances and develop healthy spending habits. It encourages you to be more intentional with your money, avoid unnecessary expenses, and prioritize your financial goals. Remember, saving money doesn't have to be boring or restrictive. With the Envelope Challenge, you can turn it into a game and involve your family or friends. It's a great opportunity to teach your kids about money management and instill good financial habits from an early age. So, are you ready to take on the Envelope Challenge? Give it a try and watch your savings grow while enjoying the satisfaction of being in control of your finances. Yay!

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